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‍1. What is it?

Travel insurance is a policy designed to cover various risks associated with both international and domestic trips. It provides protection against unforeseen events that may occur during travel, such as medical emergencies, flight cancellations, lost luggage, or other unpleasant incidents. Travel insurance is essential for avoiding high costs and the stress associated with such situations, ensuring a safer and more peaceful travel experience.

‍2. What does It cover?
  • Emergency Medical Assistance: Covers unexpected medical expenses, including emergency treatments and hospitalization abroad.
  • Trip Cancellation or Interruption: Reimburses unused costs for airfare, accommodation, and other bookings if you need to cancel or interrupt your trip due to unforeseen circumstances.
  • Loss or Theft of Luggage: Provides compensation for lost, stolen, or damaged luggage and personal belongings.
  • Travel Delay: Compensates for additional expenses caused by significant flight delays, such as extra accommodation and meals.
  • Liability Insurance: Covers damages you may cause to third parties, such as accidental injuries or property damage.

‍3. How to obtain It?
  • Determine Your Needs: Identify what types of coverage are important to you based on your destination, trip duration, and planned activities.
  • Purchase Insurance: You can buy a travel insurance policy directly from insurance companies, travel agencies, or online. Comparing offers is essential to find the best coverage at the best price.
  • Consult a Broker: An insurance broker can help you find and compare travel insurance offers, ensuring that the chosen policy meets your needs.
  • Check the Terms and Conditions: Make sure you understand all aspects of the policy, including exclusions and coverage limits.
4. Useful Tips
  • Buy Insurance Before Departure: Purchasing insurance before your trip ensures that you are covered for unexpected issues that may arise before you leave.
  • Check Coverage by Destination: Ensure that the policy covers all the destinations you will visit and aligns with local requirements.
  • Carefully Read Exclusions: Understand what is not covered by the policy, such as certain risky activities or pre-existing conditions.
  • Choose the Appropriate Coverage: If you plan to engage in adventure activities, verify that the policy includes coverage for accidents related to those activities.
  • Research Before Departure: Check the travel insurance requirements for your chosen destination and ensure that the policy includes assistance in the necessary languages.
1. What is it?

Travel insurance is a policy designed to cover various risks associated with both international and domestic trips. It provides protection against unforeseen events that may occur during travel, such as medical emergencies, flight cancellations, lost luggage, or other unpleasant incidents. Travel insurance is essential for avoiding high costs and the stress associated with such situations, ensuring a safer and more peaceful travel experience.

2. What does It cover?
  • Emergency Medical Assistance: Covers unexpected medical expenses, including emergency treatments and hospitalization abroad.
  • Trip Cancellation or Interruption: Reimburses unused costs for airfare, accommodation, and other bookings if you need to cancel or interrupt your trip due to unforeseen circumstances.
  • Loss or Theft of Luggage: Provides compensation for lost, stolen, or damaged luggage and personal belongings.
  • Travel Delay: Compensates for additional expenses caused by significant flight delays, such as extra accommodation and meals.
  • Liability Insurance: Covers damages you may cause to third parties, such as accidental injuries or property damage.
3. How to obtain It?
  • Determine Your Needs: Identify what types of coverage are important to you based on your destination, trip duration, and planned activities.
  • Purchase Insurance: You can buy a travel insurance policy directly from insurance companies, travel agencies, or online. Comparing offers is essential to find the best coverage at the best price.
  • Consult a Broker: An insurance broker can help you find and compare travel insurance offers, ensuring that the chosen policy meets your needs.
  • Check the Terms and Conditions: Make sure you understand all aspects of the policy, including exclusions and coverage limits.
  • 4. Useful Tips
  • Buy Insurance Before Departure: Purchasing insurance before your trip ensures that you are covered for unexpected issues that may arise before you leave.
  • Check Coverage by Destination: Ensure that the policy covers all the destinations you will visit and aligns with local requirements.
  • Carefully Read Exclusions: Understand what is not covered by the policy, such as certain risky activities or pre-existing conditions.
  • Choose the Appropriate Coverage: If you plan to engage in adventure activities, verify that the policy includes coverage for accidents related to those activities.
  • Research Before Departure: Check the travel insurance requirements for your chosen destination and ensure that the policy includes assistance in the necessary languages.
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    About MIB

    What Our Partners Say

    Over the years, MIB has consistently demonstrated professionalism, dedication, and a deep understanding of our mutual clients' needs.

    Our collaboration is built on shared values such as integrity, innovation, and a commitment to providing superior quality services. MIB is not just an insurance intermediary but also a true strategic partner, increasingly contributing to the success and development of Asirom.

    Madalin ROSU
    CEO - Asirom Vienna Insurance Group

    MIB, one of the top 10 brokers nationally, is also among the leading brokers distributing mandatory PAD policies. This not only highlights its success as a business but also under scores its significant social role in raising public awareness about the importance of financial protection for homes.

    MIB achieves these results thanks to its excellent market reputation and significant presence across all counties in the country. In 2023 and 2024, MIB increased the number of distributed PAD policies by nearly 30%, making us proud to be partners.

    Nicoleta Radu
    General Director - PAID

    Since the beginning of our collaboration in 2005, Generali Romania has enjoyed a trusted partnership with Millenium Insurance Broker.

    We continue to develop this partnership daily, providing smart solutions and services that respect our clients' time and meet their financial protection needs.

    Adrian Marin
    CEO - Generali

    OMNIASIG Vienna Insurance Group has a solid, long-standing collaboration with Millenium Insurance Broker. We have always found in them a reliable partner and a team of professionals we can count on.

    Together, we work towards the development of the insurance market in Romania, delivering quality products and services to clients promptly.

    Mihai Tecau
    Chairman of the Board - OMNIASIG Vienna Insurance Group

    A successful and lasting partnership, such as the one we have with the Millenium Insurance Broker team, is built on shared values and the desire to provide our clients with the best products and services.

    Congratulations on all that you do every day for your clients, and continued success.

    Calin Matei
    CEO - Groupama

    Insurance is about doing good—good in people’s lives, businesses, and communities. We are proud to have reliable distribution partners like Millenium Insurance Broker by our side.

    We share the same dedication to service excellence and have a common mission: to build a future with fewer worries and greater prosperity in Romania. Thank you for the solid partnership and for contributing to making things better.

    Virgil Șoncutean
    CEO - Allianz-Țiriac Asigurări

    Millenium Insurance Broker is a trusted and valuable partner for Romanian Airport Services. 

    For over 10 years, they have represented us with professionalism and dedication, consistently finding comprehensive insurance solutions, both nationally and internationally.

    Thanks to their efforts, our insurance protection needs have always been optimally covered.

    With appreciation and gratitude,

    Alexandra Huzuneanu
    CEO - Romanian Airport Services

    MIB is a trusted partner for the Autonom Group.

    I appreciate Ștefan and his team's professionalism, promptness, and swift support.

    Marius Stefan
    CEO - Autonom

    Millenium Insurance Broker has been our insurance service provider since 2019, right from the early days of Bright Communication. Thanks to their team of professionals and their client-focused approach, addressing the increasingly complex business needs of our industry, the relationship between our entities has evolved.  

    Today, MIB is one of our main partners. And not just any partner, but the one that protects us from risks.

    Jeni Grigorescu
    General Director - Bright Communication

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