MoreLess
‍1. What is it?

Employee accident insurance is a collective insurance policy provided by the employer that offers financial protection for employees in the event of accidents that may affect their ability to work. This insurance is an additional benefit to salary rights, providing support in the case of unforeseen events involving workplace accidents or accidents on the way to/from work.

2. What does It cover?
  • Accidental Death: Compensation for the employee's family in the event of death caused by an accident.
  • Permanent Disability (Partial or Total): Compensation for the employee if an accident leads to permanent disability.
  • Hospitalization from Accident: Coverage for hospitalization costs following an accident.
  • Surgical Interventions from Accident: Coverage for costs associated with surgical procedures required due to an accident.
  • Temporary Disability: Financial support for the period during which the employee is unable to work due to an accident.
  • Burns and Fractures from Accident: Compensation for treatment of burns or fractures resulting from accidents.
  • Occupational Diseases: Coverage for risks specific to the workplace that could lead to occupational diseases.

‍3. How to obtain It?
  • Consultation: Contact an insurance broker or company representative to discuss the specific needs of the company and its employees.
  • Assessment of Needs: Analyze the risks associated with the company's activities and choose the necessary coverage to protect employees.
  • Customization: The policy can be tailored based on the specifics of the activity and employee groups, including options such as coverage during business trips or outside working hours.
  • Policy Issuance: After finalizing all details, conclude the policy without requiring a medical examination for employees.
4. Useful Tips
  • Employee Retention and Loyalty: Offering this insurance as part of the compensation package can help motivate and retain valuable employees.
  • Coverage Flexibility: Customize the policy to fit the specific needs of employees and company activities.
  • Process Simplification: Seek advice to identify the best insurance solution and ensure that the claims process is quick and efficient.
  • Prompt Damage Reporting: Report any insured events as soon as possible to facilitate the swift resolution of claims
1. What is it?

Employee accident insurance is a collective insurance policy provided by the employer that offers financial protection for employees in the event of accidents that may affect their ability to work. This insurance is an additional benefit to salary rights, providing support in the case of unforeseen events involving workplace accidents or accidents on the way to/from work.

2. What does It cover?
  • Accidental Death: Compensation for the employee's family in the event of death caused by an accident.
  • Permanent Disability (Partial or Total): Compensation for the employee if an accident leads to permanent disability.
  • Hospitalization from Accident: Coverage for hospitalization costs following an accident.
  • Surgical Interventions from Accident: Coverage for costs associated with surgical procedures required due to an accident.
  • Temporary Disability: Financial support for the period during which the employee is unable to work due to an accident.
  • Burns and Fractures from Accident: Compensation for treatment of burns or fractures resulting from accidents.
  • Occupational Diseases: Coverage for risks specific to the workplace that could lead to occupational diseases.
3. How to obtain It?
  • Consultation: Contact an insurance broker or company representative to discuss the specific needs of the company and its employees.
  • Assessment of Needs: Analyze the risks associated with the company's activities and choose the necessary coverage to protect employees.
  • Customization: The policy can be tailored based on the specifics of the activity and employee groups, including options such as coverage during business trips or outside working hours.
  • Policy Issuance: After finalizing all details, conclude the policy without requiring a medical examination for employees.
  • 4. Useful Tips
  • Employee Retention and Loyalty: Offering this insurance as part of the compensation package can help motivate and retain valuable employees.
  • Coverage Flexibility: Customize the policy to fit the specific needs of employees and company activities.
  • Process Simplification: Seek advice to identify the best insurance solution and ensure that the claims process is quick and efficient.
  • Prompt Damage Reporting: Report any insured events as soon as possible to facilitate the swift resolution of claims
  • Mai putinCiteste mai mult

    About MIB

    What Our Partners Say

    Over the years, MIB has consistently demonstrated professionalism, dedication, and a deep understanding of our mutual clients' needs.

    Our collaboration is built on shared values such as integrity, innovation, and a commitment to providing superior quality services. MIB is not just an insurance intermediary but also a true strategic partner, increasingly contributing to the success and development of Asirom.

    Madalin ROSU
    CEO - Asirom Vienna Insurance Group

    MIB, one of the top 10 brokers nationally, is also among the leading brokers distributing mandatory PAD policies. This not only highlights its success as a business but also under scores its significant social role in raising public awareness about the importance of financial protection for homes.

    MIB achieves these results thanks to its excellent market reputation and significant presence across all counties in the country. In 2023 and 2024, MIB increased the number of distributed PAD policies by nearly 30%, making us proud to be partners.

    Nicoleta Radu
    General Director - PAID

    Since the beginning of our collaboration in 2005, Generali Romania has enjoyed a trusted partnership with Millenium Insurance Broker.

    We continue to develop this partnership daily, providing smart solutions and services that respect our clients' time and meet their financial protection needs.

    Adrian Marin
    CEO - Generali

    OMNIASIG Vienna Insurance Group has a solid, long-standing collaboration with Millenium Insurance Broker. We have always found in them a reliable partner and a team of professionals we can count on.

    Together, we work towards the development of the insurance market in Romania, delivering quality products and services to clients promptly.

    Mihai Tecau
    Chairman of the Board - OMNIASIG Vienna Insurance Group

    A successful and lasting partnership, such as the one we have with the Millenium Insurance Broker team, is built on shared values and the desire to provide our clients with the best products and services.

    Congratulations on all that you do every day for your clients, and continued success.

    Calin Matei
    CEO - Groupama

    Insurance is about doing good—good in people’s lives, businesses, and communities. We are proud to have reliable distribution partners like Millenium Insurance Broker by our side.

    We share the same dedication to service excellence and have a common mission: to build a future with fewer worries and greater prosperity in Romania. Thank you for the solid partnership and for contributing to making things better.

    Virgil Șoncutean
    CEO - Allianz-Țiriac Asigurări

    Millenium Insurance Broker is a trusted and valuable partner for Romanian Airport Services. 

    For over 10 years, they have represented us with professionalism and dedication, consistently finding comprehensive insurance solutions, both nationally and internationally.

    Thanks to their efforts, our insurance protection needs have always been optimally covered.

    With appreciation and gratitude,

    Alexandra Huzuneanu
    CEO - Romanian Airport Services

    MIB is a trusted partner for the Autonom Group.

    I appreciate Ștefan and his team's professionalism, promptness, and swift support.

    Marius Stefan
    CEO - Autonom

    Millenium Insurance Broker has been our insurance service provider since 2019, right from the early days of Bright Communication. Thanks to their team of professionals and their client-focused approach, addressing the increasingly complex business needs of our industry, the relationship between our entities has evolved.  

    Today, MIB is one of our main partners. And not just any partner, but the one that protects us from risks.

    Jeni Grigorescu
    General Director - Bright Communication

    We are here to help you!

    CTA-image
    Time-line-BG
    No items found.