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‍1. What is it?

Agricultural insurance is an essential tool for protecting investments in agriculture, offering financial coverage against natural and accidental risks. These insurance policies are intended for farmers, growers, and others involved in agricultural activities, providing them with financial stability in the face of unforeseen events that may affect crops, equipment, and livestock.

2. What does It cover?

Crop Insurance

  • Climatic Risks: Hail, fire, storms/hurricanes, heavy rainfall, late spring frost, early autumn frost, landslides/soil erosion, drought.
  • Insured Crops: Cereals, technical and oilseed plants, vegetables, potatoes, fruit from vines and trees, greenhouse crops, young tree and vine plantations, etc.

Agricultural Equipment Insurance

  • Insured Equipment: Tractors, combines, seeders, front loaders, balers, plows, and others.
  • Covered Risks: Damage from fires, storms, lightning, landslides, theft, and other natural risks.

Animal Insurance

  • Insured Species: Cattle, sheep, goats, pigs, horses, etc.
  • General Risks: Fire, lightning, explosion, earthquake, storm, landslides.
  • Accidents and Diseases Covered: Injuries, falls, poisoning, toxicities, obstetric and surgical diseases, attacks by other animals, and necessary culling ordered by authorities.
‍3. How to obtain It?
  • Consultation and Assessment: Contact a broker to discuss the specific needs of your agricultural activity.
  • Choosing the Policy: Select the types of insurance suitable for your crops, equipment, or animals.
  • Customization: Policies can be customized based on the particular risks of your region and type of agricultural activity.
  • Policy Issuance: After consultation and customization, finalize the insurance policy with the desired coverage.
4. Useful Tips
  • Identify Specific Risks: Carefully analyse the climatic and accidental risks in your area to choose policies that provide the best protection.
  • Stay in Touch with the Insurer: Stay informed about any possible changes or additions to the policy that may enhance coverage.
  • Prompt Damage Reporting: In case of an insured incident, report the damage as quickly as possible to facilitate efficient claims processing.
1. What is it?

Agricultural insurance is an essential tool for protecting investments in agriculture, offering financial coverage against natural and accidental risks. These insurance policies are intended for farmers, growers, and others involved in agricultural activities, providing them with financial stability in the face of unforeseen events that may affect crops, equipment, and livestock.

2. What does It cover?

Crop Insurance

  • Climatic Risks: Hail, fire, storms/hurricanes, heavy rainfall, late spring frost, early autumn frost, landslides/soil erosion, drought.
  • Insured Crops: Cereals, technical and oilseed plants, vegetables, potatoes, fruit from vines and trees, greenhouse crops, young tree and vine plantations, etc.

Agricultural Equipment Insurance

  • Insured Equipment: Tractors, combines, seeders, front loaders, balers, plows, and others.
  • Covered Risks: Damage from fires, storms, lightning, landslides, theft, and other natural risks.

Animal Insurance

  • Insured Species: Cattle, sheep, goats, pigs, horses, etc.
  • General Risks: Fire, lightning, explosion, earthquake, storm, landslides.
  • Accidents and Diseases Covered: Injuries, falls, poisoning, toxicities, obstetric and surgical diseases, attacks by other animals, and necessary culling ordered by authorities.
3. How to obtain It?
  • Consultation and Assessment: Contact an insurance agent to discuss the specific needs of your agricultural activity.
  • Choosing the Policy: Select the types of insurance suitable for your crops, equipment, or animals.
  • Customization: Policies can be customized based on the particular risks of your region and type of agricultural activity.
  • Policy Issuance: After consultation and customization, finalize the insurance policy with the desired coverage.
  • 4. Useful Tips
  • Identify Specific Risks: Carefully analyze the climatic and accidental risks in your area to choose policies that provide the best protection.
  • Stay in Touch with the Insurer: Stay informed about any possible changes or additions to the policy that may enhance coverage.
  • Prompt Damage Reporting: In case of an insured incident, report the damage as quickly as possible to facilitate efficient claims processing.
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    About MIB

    What Our Partners Say

    Over the years, MIB has consistently demonstrated professionalism, dedication, and a deep understanding of our mutual clients' needs.

    Our collaboration is built on shared values such as integrity, innovation, and a commitment to providing superior quality services. MIB is not just an insurance intermediary but also a true strategic partner, increasingly contributing to the success and development of Asirom.

    Madalin ROSU
    CEO - Asirom Vienna Insurance Group

    MIB, one of the top 10 brokers nationally, is also among the leading brokers distributing mandatory PAD policies. This not only highlights its success as a business but also under scores its significant social role in raising public awareness about the importance of financial protection for homes.

    MIB achieves these results thanks to its excellent market reputation and significant presence across all counties in the country. In 2023 and 2024, MIB increased the number of distributed PAD policies by nearly 30%, making us proud to be partners.

    Nicoleta Radu
    General Director - PAID

    Since the beginning of our collaboration in 2005, Generali Romania has enjoyed a trusted partnership with Millenium Insurance Broker.

    We continue to develop this partnership daily, providing smart solutions and services that respect our clients' time and meet their financial protection needs.

    Adrian Marin
    CEO - Generali

    OMNIASIG Vienna Insurance Group has a solid, long-standing collaboration with Millenium Insurance Broker. We have always found in them a reliable partner and a team of professionals we can count on.

    Together, we work towards the development of the insurance market in Romania, delivering quality products and services to clients promptly.

    Mihai Tecau
    Chairman of the Board - OMNIASIG Vienna Insurance Group

    A successful and lasting partnership, such as the one we have with the Millenium Insurance Broker team, is built on shared values and the desire to provide our clients with the best products and services.

    Congratulations on all that you do every day for your clients, and continued success.

    Calin Matei
    CEO - Groupama

    Insurance is about doing good—good in people’s lives, businesses, and communities. We are proud to have reliable distribution partners like Millenium Insurance Broker by our side.

    We share the same dedication to service excellence and have a common mission: to build a future with fewer worries and greater prosperity in Romania. Thank you for the solid partnership and for contributing to making things better.

    Virgil Șoncutean
    CEO - Allianz-Țiriac Asigurări

    Millenium Insurance Broker is a trusted and valuable partner for Romanian Airport Services. 

    For over 10 years, they have represented us with professionalism and dedication, consistently finding comprehensive insurance solutions, both nationally and internationally.

    Thanks to their efforts, our insurance protection needs have always been optimally covered.

    With appreciation and gratitude,

    Alexandra Huzuneanu
    CEO - Romanian Airport Services

    MIB is a trusted partner for the Autonom Group.

    I appreciate Ștefan and his team's professionalism, promptness, and swift support.

    Marius Stefan
    CEO - Autonom

    Millenium Insurance Broker has been our insurance service provider since 2019, right from the early days of Bright Communication. Thanks to their team of professionals and their client-focused approach, addressing the increasingly complex business needs of our industry, the relationship between our entities has evolved.  

    Today, MIB is one of our main partners. And not just any partner, but the one that protects us from risks.

    Jeni Grigorescu
    General Director - Bright Communication

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