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1. What is it?

Group health insurance is a benefit provided by companies to their employees, covering medical expenses in case of accidents or illnesses. This can include hospitalization, surgery, and other medical services. Unlike private medical subscriptions or public health insurance, group health insurance offers more comprehensive protection, including coverage for costly surgical procedures in private clinics or hospitals. It is an essential tool for motivating and retaining employees, contributing to their satisfaction and productivity.

2. What does It cover?
  • Hospitalization and Surgery: Covers the costs of hospitalization and surgical procedures required due to accidents or illnesses, whether in public hospitals or private clinics.
  • Consultations and Medical Investigations: Covers costs for medical consultations, laboratory tests, and investigations necessary for diagnosing conditions.
  • Treatments and Medications: Includes coverage for expenses related to treatments and medications prescribed following medical consultations.
  • Coverage for Family Members: Optionally, the insurance can be extended to include family members of employees, providing additional protection.
  • Financial Support in Critical Cases: Offers financial support in critical medical situations, reducing the burden of significant medical costs.
  • 3. How to obtain It?
  • Assess Needs: Analyze the specific needs of your employees and the types of coverage that would provide the most value to your team.
  • Contact an Insurer: Speak with a broker or insurance agent specializing in group health products to obtain a personalized quote.
  • Provide Necessary Information: Prepare details regarding the number of employees, their structure, and other relevant information that may affect the costs and coverage of the insurance.
  • Negotiate and Issue the Policy: After evaluating offers, negotiate the terms and conditions of the policy to ensure adequate coverage and competitive pricing. The policy will be issued according to the agreement.
  • 4. Useful Tips
  • Customize the Policy: Ensure the insurance is tailored to the specific needs of your employees. A flexible policy that can be adjusted according to changes in the team is essential.
  • Integrate with Other Benefits: Group health insurance can be an ideal supplement to other health benefits, such as medical subscriptions or public insurance, providing comprehensive protection.
  • Effective Communication: Clearly and regularly inform employees about the insurance benefits and how to access the included services, ensuring effective use of the policy.
  • Monitor and Adjust: Continuously monitor insurance usage and employee feedback to make periodic adjustments, ensuring the policy remains relevant and effective.
  • Financial Protection: Providing group health insurance not only protects employees' health but also helps maintain their financial stability by preventing unforeseen and significant expenses.
  • 1. What is it?

    Group health insurance is a benefit provided by companies to their employees, covering medical expenses in case of accidents or illnesses. This can include hospitalization, surgery, and other medical services. Unlike private medical subscriptions or public health insurance, group health insurance offers more comprehensive protection, including coverage for costly surgical procedures in private clinics or hospitals. It is an essential tool for motivating and retaining employees, contributing to their satisfaction and productivity.

    2. What does It cover?
  • Hospitalization and Surgery: Covers the costs of hospitalization and surgical procedures required due to accidents or illnesses, whether in public hospitals or private clinics.
  • Consultations and Medical Investigations: Covers costs for medical consultations, laboratory tests, and investigations necessary for diagnosing conditions.
  • Treatments and Medications: Includes coverage for expenses related to treatments and medications prescribed following medical consultations.
  • Coverage for Family Members: Optionally, the insurance can be extended to include family members of employees, providing additional protection.
  • Financial Support in Critical Cases: Offers financial support in critical medical situations, reducing the burden of significant medical costs.
  • 3. How to obtain It?
  • Assess Needs: Analyze the specific needs of your employees and the types of coverage that would provide the most value to your team.
  • Contact an Insurer: Speak with a broker or insurance agent specializing in group health products to obtain a personalized quote.
  • Provide Necessary Information: Prepare details regarding the number of employees, their structure, and other relevant information that may affect the costs and coverage of the insurance.
  • Negotiate and Issue the Policy: After evaluating offers, negotiate the terms and conditions of the policy to ensure adequate coverage and competitive pricing. The policy will be issued according to the agreement.
  • 4. Useful Tips
  • Customize the Policy: Ensure the insurance is tailored to the specific needs of your employees. A flexible policy that can be adjusted according to changes in the team is essential.
  • Integrate with Other Benefits: Group health insurance can be an ideal supplement to other health benefits, such as medical subscriptions or public insurance, providing comprehensive protection.
  • Effective Communication: Clearly and regularly inform employees about the insurance benefits and how to access the included services, ensuring effective use of the policy.
  • Monitor and Adjust: Continuously monitor insurance usage and employee feedback to make periodic adjustments, ensuring the policy remains relevant and effective.
  • Financial Protection: Providing group health insurance not only protects employees' health but also helps maintain their financial stability by preventing unforeseen and significant expenses.
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    About MIB

    What Our Partners Say

    Over the years, MIB has consistently demonstrated professionalism, dedication, and a deep understanding of our mutual clients' needs.

    Our collaboration is built on shared values such as integrity, innovation, and a commitment to providing superior quality services. MIB is not just an insurance intermediary but also a true strategic partner, increasingly contributing to the success and development of Asirom.

    Madalin ROSU
    CEO - Asirom Vienna Insurance Group

    MIB, one of the top 10 brokers nationally, is also among the leading brokers distributing mandatory PAD policies. This not only highlights its success as a business but also under scores its significant social role in raising public awareness about the importance of financial protection for homes.

    MIB achieves these results thanks to its excellent market reputation and significant presence across all counties in the country. In 2023 and 2024, MIB increased the number of distributed PAD policies by nearly 30%, making us proud to be partners.

    Nicoleta Radu
    General Director - PAID

    Since the beginning of our collaboration in 2005, Generali Romania has enjoyed a trusted partnership with Millenium Insurance Broker.

    We continue to develop this partnership daily, providing smart solutions and services that respect our clients' time and meet their financial protection needs.

    Adrian Marin
    CEO - Generali

    OMNIASIG Vienna Insurance Group has a solid, long-standing collaboration with Millenium Insurance Broker. We have always found in them a reliable partner and a team of professionals we can count on.

    Together, we work towards the development of the insurance market in Romania, delivering quality products and services to clients promptly.

    Mihai Tecau
    Chairman of the Board - OMNIASIG Vienna Insurance Group

    A successful and lasting partnership, such as the one we have with the Millenium Insurance Broker team, is built on shared values and the desire to provide our clients with the best products and services.

    Congratulations on all that you do every day for your clients, and continued success.

    Calin Matei
    CEO - Groupama

    Insurance is about doing good—good in people’s lives, businesses, and communities. We are proud to have reliable distribution partners like Millenium Insurance Broker by our side.

    We share the same dedication to service excellence and have a common mission: to build a future with fewer worries and greater prosperity in Romania. Thank you for the solid partnership and for contributing to making things better.

    Virgil Șoncutean
    CEO - Allianz-Țiriac Asigurări

    Millenium Insurance Broker is a trusted and valuable partner for Romanian Airport Services. 

    For over 10 years, they have represented us with professionalism and dedication, consistently finding comprehensive insurance solutions, both nationally and internationally.

    Thanks to their efforts, our insurance protection needs have always been optimally covered.

    With appreciation and gratitude,

    Alexandra Huzuneanu
    CEO - Romanian Airport Services

    MIB is a trusted partner for the Autonom Group.

    I appreciate Ștefan and his team's professionalism, promptness, and swift support.

    Marius Stefan
    CEO - Autonom

    Millenium Insurance Broker has been our insurance service provider since 2019, right from the early days of Bright Communication. Thanks to their team of professionals and their client-focused approach, addressing the increasingly complex business needs of our industry, the relationship between our entities has evolved.  

    Today, MIB is one of our main partners. And not just any partner, but the one that protects us from risks.

    Jeni Grigorescu
    General Director - Bright Communication

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