MoreLess
‍1. What is it?

Private health insurance is an optional policy that provides financial protection for medical expenses, covering treatments and interventions not included in public health insurance or the national healthcare system. It can encompass both emergency treatments and complex procedures, including surgeries at foreign clinics. Opting for private health insurance is a wise choice as it shields you from high medical costs and ensures access to superior quality services.

‍2. What does It cover?
  • Emergency Medical Treatment: Covers costs for accidents or acute conditions requiring immediate care.
  • Surgical Interventions: Covers expenses for surgeries, whether performed domestically or abroad.
  • Routine Consultations and Examinations: Provides access to doctors and specialists for preventive care and diagnosis.
  • Complex Treatments: Covers expenses for sophisticated treatments such as cancer therapies or rare procedures.
  • Private Clinic Services: Access to private clinics and hospitals, often with higher standards of comfort and efficiency.

‍3. How to obtain It?
  • Assess Your Needs: Determine what types of coverage you need and any specific requirements for your family.
  • Consult an Insurance Broker: An insurance broker can help compare offers from multiple insurers and find the policy that best suits your needs and budget.
  • Compare Offers: Review different policies and options to understand coverage, exclusions, and costs.
  • Sign the Contract: Once you select a policy, sign the contract and pay the insurance premium, either in full or in installments, depending on available options.
  • Verify Coverage: Ensure that the policy covers all desired risks and understand the specified terms and conditions.

4. Useful Tips
  • Read the Policy Carefully: Make sure you understand all coverage details, including exclusions and special conditions. If you have questions, discuss them with your insurance broker.
  • Research Clinics and Hospitals: Check which medical facilities accept your insurance policy and their standards of care.
  • Consider Expansion Options: Some policies offer options to extend coverage abroad or add extra services.
  • Talk to a Broker: An insurance broker will analyze your needs and recommend the most suitable policies. Since brokers are paid by insurers, you won’t incur additional costs and may benefit from better offers.
  • Review Your Policy Regularly: Check your policy annually to ensure it remains relevant to your needs and adjust coverage if necessary.

1. What is it?

Private health insurance is an optional policy that provides financial protection for medical expenses, covering treatments and interventions not included in public health insurance or the national healthcare system. It can encompass both emergency treatments and complex procedures, including surgeries at foreign clinics. Opting for private health insurance is a wise choice as it shields you from high medical costs and ensures access to superior quality services.

2. What does It cover?
  • Emergency Medical Treatment: Covers costs for accidents or acute conditions requiring immediate care.
  • Surgical Interventions: Covers expenses for surgeries, whether performed domestically or abroad.
  • Routine Consultations and Examinations: Provides access to doctors and specialists for preventive care and diagnosis.
  • Complex Treatments: Covers expenses for sophisticated treatments such as cancer therapies or rare procedures.
  • Private Clinic Services: Access to private clinics and hospitals, often with higher standards of comfort and efficiency.
3. How to obtain It?
  • Assess Your Needs: Determine what types of coverage you need and any specific requirements for your family.
  • Consult an Insurance Broker: An insurance broker can help compare offers from multiple insurers and find the policy that best suits your needs and budget.
  • Compare Offers: Review different policies and options to understand coverage, exclusions, and costs.
  • Sign the Contract: Once you select a policy, sign the contract and pay the insurance premium, either in full or in installments, depending on available options.
  • Verify Coverage: Ensure that the policy covers all desired risks and understand the specified terms and conditions.
4. Useful Tips
  • Read the Policy Carefully: Make sure you understand all coverage details, including exclusions and special conditions. If you have questions, discuss them with your insurance broker.
  • Research Clinics and Hospitals: Check which medical facilities accept your insurance policy and their standards of care.
  • Consider Expansion Options: Some policies offer options to extend coverage abroad or add extra services.
  • Talk to a Broker: An insurance broker will analyze your needs and recommend the most suitable policies. Since brokers are paid by insurers, you won’t incur additional costs and may benefit from better offers.
  • Review Your Policy Regularly: Check your policy annually to ensure it remains relevant to your needs and adjust coverage if necessary.
Mai putinCiteste mai mult

About MIB

What Our Partners Say

Over the years, MIB has consistently demonstrated professionalism, dedication, and a deep understanding of our mutual clients' needs.

Our collaboration is built on shared values such as integrity, innovation, and a commitment to providing superior quality services. MIB is not just an insurance intermediary but also a true strategic partner, increasingly contributing to the success and development of Asirom.

Madalin ROSU
CEO - Asirom Vienna Insurance Group

MIB, one of the top 10 brokers nationally, is also among the leading brokers distributing mandatory PAD policies. This not only highlights its success as a business but also under scores its significant social role in raising public awareness about the importance of financial protection for homes.

MIB achieves these results thanks to its excellent market reputation and significant presence across all counties in the country. In 2023 and 2024, MIB increased the number of distributed PAD policies by nearly 30%, making us proud to be partners.

Nicoleta Radu
General Director - PAID

Since the beginning of our collaboration in 2005, Generali Romania has enjoyed a trusted partnership with Millenium Insurance Broker.

We continue to develop this partnership daily, providing smart solutions and services that respect our clients' time and meet their financial protection needs.

Adrian Marin
CEO - Generali

OMNIASIG Vienna Insurance Group has a solid, long-standing collaboration with Millenium Insurance Broker. We have always found in them a reliable partner and a team of professionals we can count on.

Together, we work towards the development of the insurance market in Romania, delivering quality products and services to clients promptly.

Mihai Tecau
Chairman of the Board - OMNIASIG Vienna Insurance Group

A successful and lasting partnership, such as the one we have with the Millenium Insurance Broker team, is built on shared values and the desire to provide our clients with the best products and services.

Congratulations on all that you do every day for your clients, and continued success.

Calin Matei
CEO - Groupama

Insurance is about doing good—good in people’s lives, businesses, and communities. We are proud to have reliable distribution partners like Millenium Insurance Broker by our side.

We share the same dedication to service excellence and have a common mission: to build a future with fewer worries and greater prosperity in Romania. Thank you for the solid partnership and for contributing to making things better.

Virgil Șoncutean
CEO - Allianz-Țiriac Asigurări

Millenium Insurance Broker is a trusted and valuable partner for Romanian Airport Services. 

For over 10 years, they have represented us with professionalism and dedication, consistently finding comprehensive insurance solutions, both nationally and internationally.

Thanks to their efforts, our insurance protection needs have always been optimally covered.

With appreciation and gratitude,

Alexandra Huzuneanu
CEO - Romanian Airport Services

MIB is a trusted partner for the Autonom Group.

I appreciate Ștefan and his team's professionalism, promptness, and swift support.

Marius Stefan
CEO - Autonom

Millenium Insurance Broker has been our insurance service provider since 2019, right from the early days of Bright Communication. Thanks to their team of professionals and their client-focused approach, addressing the increasingly complex business needs of our industry, the relationship between our entities has evolved.  

Today, MIB is one of our main partners. And not just any partner, but the one that protects us from risks.

Jeni Grigorescu
General Director - Bright Communication

We are here to help you!

CTA-image
Time-line-BG
No items found.